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Saving Money on Romance: 7 Inexpensive Valentine Gift Ideas

Inexpensive Valentine Gift Ideas

Valentine’s Day is a special occasion indeed, but sometimes the lack of financial resources can cause stress and anxiety and can make this event something really dreadful. Overall, any holiday and special occasion can be a real disaster for those on a tight budget. So what to do? Maybe run away somewhere for a day or two? Or break up with your partner right before the holiday and then reunite again? These are not the best options, of course. That’s why in this article I am going to share a few inexpensive Valentine gift ideas with you.

1. Valentine’s Day keychain

One of those cute Valentine’s Day gifts is the personalized keychain to your heart …or your house. You can customize it with your own message or photo.

2. Inexpensive novels

There are plenty of romantic novels under $20 you can buy at any corner. Some such books are:

  • “The Girls of Mischief Bay” by Susan Mallery
  • “The Immortal Who Loved Me: An Argeneau Novel” by Lyndsay Sands
  • “Beyond the Sunrise” by Mary Balogh
  • “Romantic Comedy of Manners Major Pettigrew’s Last Stand” by Helen Simonson

3. A custom T-shirt

This one is another gift idea that won’t cost you more than $25. A custom T-shirt will be both useful and fun. Make sure you personalize it with a cute message such as “Bae since 2015.”

4. One-time dance class

A lot of dance studios offer free one-time classes. They usually last for 1-2 hours. So, this is enough to learn something new and enjoy the time spent together.

5. DIY gift basket

These are usually sold at any gift store. But it will be more cost-effective to create one yourself. Just buy a nice coffee mug either Valentine’s Day themed or one with a personalized message for your beloved. Then fill it with colorful candies or chocolate. Wrap the mug with colored cellophane. Here you go! Your bae will appreciate your efforts especially if you aren’t that crafty usually.

6. Sexy lingerie & chocolate

Lingerie does not have to be from Victoria’s Secret store to be appealing and sexy. You can find cheaper options in other stores too. So, buy your partner lingerie, wrap it in a red paper and put some chocolate inside. A romantic date night is guaranteed!

7. Valentine’s Day dinner

Booking a table in a restaurant on the Valentine’s Day can be really costly. Why spend money on those ridiculously expensive things? Instead, prepare a dinner at home. Pasta and wine can be quite a good deal. If you have better culinary skills, you can try something more complex. Also, you can cook together to make the process more fun. At the end, turn on music and just hang out.

“Discipline is the bridge between goals and accomplishments.”

Jim Rohn (entrepreneur)

In the end, romance should never be dependent on the gifts you make for each other. If you have got a common goal of saving money, then discipline is the only way. Know what you spend your hard-earned cash on. Do not bother about those costly dinner tables or expensive jewelry. Live the day and love wholeheartedly. Happy Valentine’s Day!

 

 

 

 

 

 

 

 

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How to save Money When Shopping Online?

Shopping Online

When did you make your last online purchase? I bet it was not so long ago. Shopping online can be both quick and convenient, and we all know that. However, it can sometimes be pricey. Fortunately, there are so many tricks to help you cut costs. Here are a few of them.

Get coupon codes

It’s always a good idea to search for coupons before making a purchase. If you are on the seller’s mailing list, you might already be getting coupon codes. Also, you can use different websites that aggregate coupon codes from online retailers. RetailMeNot, BradsDeals, Couponcraze, Groupon, and Couponmom are such websites. Ebates is a website where you can search cashback stores, coupons, and products. Jet.com is another website where you can shop for low-price items. The prices will drop every time you add an item with a certain tag to your card. Also, you can save money by opting out of free returns.

If you are a frequent Amazon user, you can choose the Amazon Rewards Visa Signature Card by Chase and get a $50 Amazon.com Gift Card instantly upon credit card approval. Also, you will get 3% back every time you shop at Amazon, 2% back at restaurants, gas stations, and drugstores, and 1% back on all your other purchases.

“Like” and “heart” your favorite brands

“Heart” your favorite retailers on Facebook and Instagram. Many of them would post special coupons and announce about offers on their official Facebook and Instagram pages.

Subscribe to get emails

Whether it’s for getting coupon codes or receiving a monthly newsletter; it’s always a good idea to join the email lists of different retailers. This is really convenient because the best sales deals and offers will come right into your inbox. Some merchants even offer 10% off your first purchase just for signing up.

Google the product you are about to buy

You want to find a better deal. Just Google the product name to see who else is selling the same product at much lower a price. Sometimes, a few extra clicks can save you more money.

Compare online and in-store prices

I know that you are shopping online because you do not want to or do not have time to visit the store. However, sometimes, a retailer’s online price can be higher than the in-store price for the item. So, if possible, compare the two prices before you shop online.

Use math

Nothing difficult, believe me. Even schoolchildren can do this. If you are allowed to use your coupon codes more than once, use them wisely. For example, if you have got a coupon for $10 off the item’s price and another for 20% off – enter the 20% code first. You will save more money this way.

Use comparison websites

These websites will allow you to compare the prices of items offered by different retailers. Bizrate is one such website.

Avoid paying shipping fees

First of all, compare the shipping fees from retailer to retailer. Also, to minimize your spendings, buy some items ahead of time to get free shipping. For example, some online shops might tell you that a minimum of $99 is needed for free shipping. So, if you have already spent some $87, you could consider buying something else to get that free shipping.

Know the retailer’s return policy

Things might be quite OK with electronics, but when you are shopping for shoes or clothes, problems with size and color might often occur. Some brands offer free return shipping, others allow you to return the items in-store free of charge. So, check your retailer’s return policy prior to shopping online.

Get rewarded for being loyal

Many brands offer customer loyalty programs. Join one and enter your loyalty code every time you shop. You can earn bonuses and discounts this way.

Use one of those fun and useful apps

People shop and prices drop. There is a cool app called Earny which helps to get your money back automatically when prices drop on your purchases. But note that the feature only works with Citibank and Chase cards for now.

Now that you already have 11 ways to save money when shopping online, go ahead and make your next purchase. If however, you think you are spending too much on online purchases, subscribe to get the new savings automation tool called Looma. It’s an app that will make savings out of your day to day spendings. Subscribe below to get the app as soon as we launch.

 

 

 

 

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The Balanced Money Formula (Episode 1)

balanced money formula

All job, no games? You do not have to live this way since the Balanced Money Formula can come to your rescue. There is even a book on this formula which offers to roughly divide expenses into three categories. Read more

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Should I Save or Invest?

Save or invest
If you are not sure whether to save or invest, then maybe you need to do both. Everything depends on how old you are, what your short and long-term goals are, what financial situation you are in. Also, to understand whether to save or invest, learn the difference between these two things first.

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